Miami-Dade County property owners can save 4% on their 2026 tax bills by paying by Nov. 30.

Miami-Dade County Tax Collector Dariel Fernandez launched a campaign called "Save the Max" as the county opened the 2026 property tax roll for collection on Friday, Oct. 30. That's two days ahead of the traditional Nov. 1 start date, according to the Tax Collector's office.

The earlier opening gives property owners a head start on the discount clock. Under Florida law, the savings shrink each month:

  • 4% discount — pay by Nov. 30, 2026
  • 3% discount — pay by Dec. 31, 2026
  • 2% discount — pay by Jan. 31, 2027
  • 1% discount — pay by Feb. 28, 2027

No discount applies during March 2027. Taxes become delinquent on April 1, 2027, when additional interest, fees and penalties may apply. Deadline extensions may apply when the final day falls on a weekend or legal holiday.

The Tax Collector's office offered this example: a property owner with an eligible $5,000 tax bill could save $200 by paying during the 4% window instead of waiting until March.

Annual tax notices were mailed Oct. 30, according to the Tax Collector's real estate page. Subscribers to the office's BillExpress service received their notices by email the same day.

Fernandez, elected Nov. 5, 2024, said the goal is to make sure property owners know that paying early means paying less. He said the office opened the roll ahead of schedule and is providing convenient payment options to help residents capture the savings. Property owners can pay at any of the Tax Collector's 13 office locations across Miami-Dade County, through T-Connect mobile units serving communities countywide, or online around the clock at mdctaxcollector.gov. Online eCheck payments have no convenience fee; credit, debit and mobile wallet payments incur a 2.5% nonrefundable fee, with a $2.50 minimum, according to the office.

The Tax Collector's office does not set tax amounts. Ad valorem taxes are based on a property's assessed value, minus any exemptions set by the Property Appraiser's Office, multiplied by the millage rate set by the applicable taxing authority.

One important deadline beyond the discount schedule: under Florida Statute 197.432, if 2026 real estate taxes remain unpaid before June 1, 2027, a tax certificate may be issued. That could result in the loss of the property at a future date, according to the Tax Collector's office.

Residents with questions can call (305) 375-5448 or visit mdctaxcollector.gov for office locations, hours and T-Connect mobile schedules.